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FAQs..Do I need insurance for life
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Q. Do I need insurance for life?
A.
It depends on your reason for purchasing the insurance. If you need insurance to cover a loan then you would need it for the period of the loan. Examples are a business loan or a mortgage. If you have children you may need it to protect your family income until they are no longer dependent on you. If your spouse is dependent on you then you will need insurance at least until you retire. Some people with large estates may also need to have insurance to pay taxes on death.
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